Five+ Different Ways to Budget and Beat Debt (There’s a Method for You)

It’s Not Rocket Science. All You Have to Do Is Get Started.

So you’re determined to beat debt and you want to start a budget. Problem is, you’ve been here before and you’ve gotten frustrated.

You did your best to track all your expenses, but something unexpected always bit you on the ass.

Or a huge, completely unanticipated expense came out of nowhere like a dinosaur-crushing asteroid and devastated any progress you thought you’d made.

From my March update — shit happens. And then keeps happening.

Or, you saved big in one category, felt good about a little dinner out or a trip to McDonald’s (don’t laugh, that just happened to me), and that $20 or $9 came back at the end of the month and bit you on the ass.

So close. So, so close.

I don’t blame you for thinking that making a budget will just lead to a lot of ass biting. I don’t blame you at all for setting it aside. Hell, I failed to budget properly for decades, darlings. De-cades.

But Here’s the Thing: We Were Doing It Wrong